What is the difference between Visa and MasterCard?

What do Visa and Mastercard do?
Visa and MasterCard are companies that handle transactions when you spend on your credit, debit or prepaid card. They are the middlemen between you, your bank and a retailer.





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Check with your card provider if the transaction should be accepted or declined
Confirm to the retailer that your payment can be made
Process the payment between your card provider and the retailer
Where can you use Visa and MasterCard?
Visa and MasterCard can be used almost anywhere that accepts card payments in store or online. It's rare that a retailer will accept one but not the other.

This is not the same for American Express. American Express is another payment network, but charges the retailer slightly higher transaction fees to process your payment. Some vendors do not accept American Express because it costs them more.

If you want to use your card abroad, most countries accept Visa and MasterCard equally.

Do MasterCard and Visa offer protection online?
Yes, both Visa and MasterCard offer protection when you shop online. This is to protect you against fraud.

MasterCard uses a protection scheme called SecureCode scheme.

Visa uses a similar system called, Verified by Visa scheme.

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What is the difference between Visa and MasterCard?
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